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Founder
Nicholai Murray is a Health and Life Insurance Broker who puts people before policies. His mission is simple: to help individuals, families, business owners, and groups find the right protection—without the pressure. Whether you're preparing for the unexpected or securing peace of mind for the future, Nicholai treats every client like family, offering honest advice, clear communication, and real, personalized solutions.
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We have you covered
Health
From Health Insurance to Critical Illness, Accident, and GAP Plans, we help you build a safety net that truly protects.
Life Insurance
Whether you need life insurance, final expense planning, or annuities, we’re here to help every step of the way.
Vision/Dental
We provide comprehensive Vision and Dental plans to complete your overall health coverage.
Services offered
Our consulting starts with education—because we believe informed decisions lead to better outcomes. We’re committed to putting your needs first and will work on your behalf to find the right coverage that fits both your goals and your budget.
Coverage evaluation
Policy review and education
Personalized plan guidance
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